Cross Border Benefits

Better decisions yield better plans.

We can help with both.

Better decisions yield better plans. We can help with both.

Canada has different legislation and regulation with a culture all it's own. In order to be cost effective, fulfill fiduciary responsibilities and ensure employees understand and appreciate your group benefits and group retirement programs you need the right advising firm. A firm who knows how to bridge the gap between your head office and your Canadian subsidiary. Cross Border Benefits is that advising firm.

Serving Canada US Cross Border Benefit Needs

You have a Canadian subsidiary or are about to start one. You need a “Canadian employer sponsored benefits plan” or a “Canadian private health plan and Canadian 401k” to be compatible In Canadian speak this means, group benefits program and a group retirement program. You need these programs to be cost-effective, fulfill your fiduciary responsibilities and you need to create employee appreciation and understanding.

The problem: Canada has different legislation and regulations and a culture all of its own.

That's where Cross Border Benefits comes in. We understand what it takes to run a successful Canadian group benefits and group retirement program. You will experience cost efficiency through:

  • Integration with Canadian government programs
  • Eliminating gaps and overlaps
  • Consumerism driven plan designs
  • Vetted products and services
  • Fraud detection
  • Renewals aligned with your fiscal planning period

Your team will fulfill its fiduciary responsibilities thanks to our:

  • Governance reports
  • Quarterly reports
  • Timely updates on pending changes
  • Workable proactive strategies
  • HR resources
  • Third-party disability management
  • Benchmarking
  • Optional third-party administration
8,890 km
US and Canada Land Border (largest in world)
People Crossing Daily Between US and Canada
2018 Global Trade between US and Canada

Canadian Benefits

We will teach you everything you need to know about the Canadian group benefits and group retirement landscapes. Including: structure and integration of government programs, typical plan designs and average costs.

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We work with subsidiaries as small as 1 employee and as large as 5,000 employees. Whether you are starting a new Canadian venture, have an existing Canadian subsidiary or are undergoing a merger and acquisition we can help.

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We went to CBB when we were starting a small operation in Canada. They helped us cut through the noise and establish a bench-marked and cost effective plan.

President - Canadian Subsidiary: 12 employees

Thanks to CBB’s governance reports I always know my program is compliant with Canadian legislation and regulation.

Human Resources - Canadian Subsidiary: 683 employees